Government insurance or general insurance

Government insurance is an insurance managed by a government body under the auspices of the state. It may be managed by a private body but under the supervision and control of the government, but in most cases government insurance is run by the state itself.

Government insurance includes mainly social insurance as well as other state-run government insurance, rather than leaving it to private insurance companies.

Social security is also called national or national insurance, which is a means of social security. Social insurance does not aim to achieve profit but aims to achieve social security in the sense of solidarity and solidarity among members of society. Social security is a general system aimed at guaranteeing a minimum standard of living for everyone In society, and help the poor who can not meet their basic needs, so social security provides economic security for the poor in the form of aid and subsidies.

Unlike private insurance, which aims to profit, social insurance is not aimed at profit, it may be supported by the state, and while private insurance is an optional insurance, social insurance is compulsory insurance determined by law and compulsory for a certain class ) For the benefit of another category (workers), or whose premiums are deducted from the wages of the insured workers, or the employer participates in these installments.

Social insurance provides subsidies, monthly pensions or medical treatment to vulnerable classes in the event of emergency situations (such as illness, accident, disability, unemployment, old age, premature death, widowhood, orphanhood etc.) In most cases, the state itself administers the social insurance, ie, the government acts as the insurer. The government rarely grants social insurance to commercial companies, but not all compulsory insurance is undertaken by the state itself. It may also leave compulsory insurance to private insurance companies Such as compulsory insurance car ,, and remains the social insurance social insurance is not described change, even if Zawelth private institutions because it is still the goal of it is the social security.

Government insurance is the state's own insurance because private companies refuse to do so in the event of danger, such as the dangers of nuclear and nuclear radiation that cause cancer and disability, and can only be felt after many years.

Social insurance has many advantages for the people or the public in each country. However, the essence of social insurance is that it has collected many insurance covers including life insurance, disability insurance, unemployment, health insurance, pensions etc. These multiple covers require the participation of all citizens by forcing everyone In the community, it is possible to become a participant in the social insurance system and to pay a premium. On the other hand, the participating individual will receive the benefits of this insurance when he needs it, for example when he is referred to a pension or is incapacitated. On this safety Social-backed concept and support him, such as social justice and the concept of the welfare state and the Social Safety Net.

Optional government insurance is different from ordinary insurance on the one hand, because it does not require that the individual pays a premium but is financed by taxation. It is not compulsory insurance, but the individual benefits. The example is the unemployment benefit that the individual may receive without Pay the premium, and have the right to accept or reject the unemployment benefit if he does not need it.